How to Use Your Car to Become Debt Free, Wealthier and Happier

Step-by-Step Guide

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   Step 1: Give yourself a chance to be debt free: Be different.

   Be odd.
   
   Be better off. , Having "normal debt" means that you could always be sad and broke. ,,, , Keep it simple, but first get rid of the car payment.
   
   Why? It is a key to getting completely out of debt. ,, How? ,,, "Recent statistics show that one-third of car buyers sign up for a six-year loan at an average interest rate of
   9.6%.
   
   The average price of the car is just over $26,000.
   
   About one-third of the cars (the average newer car) you see on the road are dragging a $475 payment behind them. 'After six years, you've paid almost $33,000 for a $26,000 car, which is now worth maybe $6,000.'" No, don't you agree, that is not a good deal. , Monthly car bills are paid off, but the extra money is not to spend right now.
   
   Ride
   -- take a carpool, bus, train, subway, bicycle, or Walk
   -- if you can live near your workplace, and a store, a park...
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   Step 2: Reject being broke and in debt.

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   Step 3: Learn the "trick" to pay for your kids' college

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   Step 4: or fund your your retirement

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   Step 5: plus pay-off any debt you might have besides the car using the the amount money of the payment each month instead of the car payment.

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   Step 6: Drive an older car for a year (or less)

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   Step 7: then pay cash for a good car

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   Step 8: pretty tricky

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   Step 9: without debt; here's how.

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    Step 10: Stop talking about the "joys of credit

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    Step 11: " (borrowing) unless it will be paid by someone else

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    Step 12: "which is possible."

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    Step 13: Follow a plan.

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    Step 14: Decide now to hate debt -- or else you may or will always be defeated by your money.

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    Step 15: Plan so that you will not be defeated by bills; living on loans (dread-it

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    Step 16: credit cards.)

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    Step 17: Decide what to do

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    Step 18: if you owe thousands on a new car (or one new to you) at maybe $300

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    Step 19: 400 or 600 per month.

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    Step 20: Recall that the car dealer didn't tell you that your awesome new car loses about 20 to 25% of its value the instant you drive it off the car dealer's lot.

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    Step 21: Check to see if after four years

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    Step 22: your car may have lost about 2/3 or near 70% of its value based on stats:Is this a good deal?

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    Step 23: Consider your options to lower or stop the endless

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    Step 24: tiresome cycle of debt on a car: Drive -- use an old beat up but dependable

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    Step 25: "cash" car until you save some money.

Detailed Guide

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