How to Investigate an Insurance Claim

Step-by-Step Guide

1. 1

   Step 1: Start by doing a quick criminal and civil search.

   You'll be able to find out whether a person under investigation has any criminal or civil charges and any findings of guilt.
2. 2

   Step 2: Look for divorce files.

   Divorce files are a wealth of information along with financial background information. , These two actions are a good indication of a subject's prior activities.
   
   For example, a subject's ex-spouse may just make claims of physical abuse, fraud and or adultery.
   
   If there is an issue of fraud in the claim file, this enhances the adjusters or defense counsel's case.
   
   If there is a claim from the spouse, this is golden. ,,,, Along with ,
3. 3

   Step 3: Note the use of such searches.

4. 4

   Step 4: Copy the entire divorce file.

5. 5

   Step 5: Copy the entire criminal file.

6. 6

   Step 6: Conduct a proper and discrete surveillance to confirm the activities of the subject on video tape.

7. 7

   Step 7: Provide the client with the surveillance video tape along with a report of the activities.

8. 8

   Step 8: Don't provide opinions in the investigation report.

Detailed Guide

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