How to Prepare a Personal Property Insurance Claim
Name your rooms., List your rooms., Prepare to start taking your photos., Take photographs of all four sides of the room, as well as all corners, showing as much contents as possible. , Fill in the photo gaps., Check your photos as you take them...
Step-by-Step Guide
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Step 1: Name your rooms.
To ensure that all your property is correctly listed in the right rooms, place "Post-Its" (extra sticky) on each doorway and area of your home and write in the floor level and the room name. -
Step 2: List your rooms.
To make sure that no rooms are left out later, list each room of each floor on a piece of paper.
Take a clear photo of this once it is filled out and hold on to it for later. , Make sure your camera and/or cell phone camera is set up and there is enough lighting.
Begin from the bottom floor and work your way up.
Once you choose a room to start, take a macro-close up photo of the "post-it" showing which room you are starting. ,, In a clockwise direction, take clear, detailed photos of all of the contents in the room. (Avoid camera shake/blur.) , Ensure that they came out right, and important details such as what the item is, the brand, model #, etc., are displayed. ,, Start with taking a photo of the "Post-It" before you start a room, and complete these steps through all rooms of the house. -
Step 3: Prepare to start taking your photos.
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Step 4: Take photographs of all four sides of the room
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Step 5: as well as all corners
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Step 6: showing as much contents as possible.
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Step 7: Fill in the photo gaps.
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Step 8: Check your photos as you take them.
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Step 9: Once you complete a room
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Step 10: write on the "Post-It" that it is "complete" and take a photo of that
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Step 11: showing that its the last photo of that room.
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Step 12: Continue that process.
Detailed Guide
To ensure that all your property is correctly listed in the right rooms, place "Post-Its" (extra sticky) on each doorway and area of your home and write in the floor level and the room name.
To make sure that no rooms are left out later, list each room of each floor on a piece of paper.
Take a clear photo of this once it is filled out and hold on to it for later. , Make sure your camera and/or cell phone camera is set up and there is enough lighting.
Begin from the bottom floor and work your way up.
Once you choose a room to start, take a macro-close up photo of the "post-it" showing which room you are starting. ,, In a clockwise direction, take clear, detailed photos of all of the contents in the room. (Avoid camera shake/blur.) , Ensure that they came out right, and important details such as what the item is, the brand, model #, etc., are displayed. ,, Start with taking a photo of the "Post-It" before you start a room, and complete these steps through all rooms of the house.
About the Author
Martha Perez
Writer and educator with a focus on practical home improvement knowledge.
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