How to Save Money on Everyday Things

Step-by-Step Guide

1. 1

   Step 1: If you are paying high interest charges on cars

   You may be wasting a lot of money.
   
   Consolidating your debt into one small bill may be helpful and economical.
2. 2

   Step 2: mortgages

   Your home mortgage is your highest debt; why not look for a good deal.
   
   Refinancing may be an option. , Check to see which has fewer fees and would be more convenient. , You will see how much you monthly savings have increased. , It will save you plenty compared to purchasing paper towels, Clorox wipes, etc. , An artificial tree will save you money annually, compared to buying a live tree every year. , You will find some pretty decent things. , Go Green!!! , Swapping clothes, appliances, books, etc with someone else would save you tons.
   
   You are pretty much getting rid of your junk ad receiving new items for free. , You can get some services for a fraction of the cost at a regular beauty salon or service garage. ,,, You can make numerous combinations. , Buy next year’s winter clothes towards the end of this season’s.
   
   You will find that the clothing is much cheaper once the season is almost over. , You will be amazed at what you will find. , It’s best to buy good pair of jeans once or twice a year, rather than monthly. , Depending on the library you will find a wide selection of books, magazines, CDs, & DVDs. ,, These weekly ads are helpful in finding local deals & steals. , Last thing you need is to buy something you already have. , Some sale reps are more willing to make a deal with you since they are trying to make their quota. , Some theaters are much cheaper compared to the weekend. , Trust me you do not want to pay $5.00 for small hot dog. , Re-use them when another birthday comes along or Christmas. ,,, (Within the Deals & Discounts section you will find some pretty good coupon websites) , Check which brand gives you more for your money. , A home cooked meal is cheaper and healthier. , The products are fresh and usually cheaper. , Family packs last longer. , You’ll save money—and have one less bill to deal with every month. ,, This will help avoid buying something within the store just to keep them quiet. , This can also lead to impulse buying. , This will eliminate purchasing so many water bottles. ,,, Why you ask, well meat can be pretty expensive. ,
3. 3

   Step 3: Compare your mortgage companies to see who would offer you the best deal.

4. 4

   Step 4: Before opening a bank account

5. 5

   Step 5: shop around.

6. 6

   Step 6: Make your own cleaning products at home.

7. 7

   Step 7: Use a rag to dust with & clean round the kitchen.

8. 8

   Step 8: Recycle your Christmas tree.

9. 9

   Step 9: Look into garage sales.

10. 10

    Step 10: Two words.

11. 11

    Step 11: Host a swap party.

12. 12

    Step 12: Look into beauty & vocational schools.

13. 13

    Step 13: Use energy save light bulbs

14. 14

    Step 14: these are eco-friendly and will help you save a bundle on electricity.

15. 15

    Step 15: Change your AC filters.

16. 16

    Step 16: Buy separates that coordinate.

17. 17

    Step 17: Buy a season ahead.

18. 18

    Step 18: Visit the clearance section first.

19. 19

    Step 19: If you are doomed to destroy clothing items

20. 20

    Step 20: due to your job

21. 21

    Step 21: make sure to buy quality.

22. 22

    Step 22: Don’t buy new movies or books; go to your nearest library.

23. 23

    Step 23: Find free events & activities to do within your neighborhood.

24. 24

    Step 24: Look at your junk mail.

25. 25

    Step 25: Look through your closet before shopping.

26. 26

    Step 26: Try to buy towards the end of the month.

27. 27

    Step 27: Go to the movie theater during the weekday.

28. 28

    Step 28: Pack snacks when you go to an event.

29. 29

    Step 29: Save gift bags.

30. 30

    Step 30: Use some of these holiday money saving ideas: child’s artwork

31. 31

    Step 31: gel pens & pretty stationary

32. 32

    Step 32: Holiday serving bowl or platter

33. 33

    Step 33: photo album

34. 34

    Step 34: makeup tote

35. 35

    Step 35: movie theater gift certificates

36. 36

    Step 36: board game

37. 37

    Step 37: picture frame

38. 38

    Step 38: pretty glass jar filled with candy

39. 39

    Step 39: nail polish kit

40. 40

    Step 40: small clock or radio

41. 41

    Step 41: pretty box for keepsakes

42. 42

    Step 42: or special soap & bath puff.

43. 43

    Step 43: Use coupons and do not be afraid to use generic brands.

44. 44

    Step 44: Find coupons online & within your local newspaper.

45. 45

    Step 45: If you do not wish to use generic

46. 46

    Step 46: than compare values.

47. 47

    Step 47: Don’t eat out too much.

48. 48

    Step 48: Purchase some of your fruits & veggies at your local farmers market.

49. 49

    Step 49: Buy meat in family packs

50. 50

    Step 50: even if it’s just 2 of you.

51. 51

    Step 51: If all you depend on is your cell phone

52. 52

    Step 52: then consider canceling your home phone line.

53. 53

    Step 53: Many stores mark down some products during the last hour they close.

54. 54

    Step 54: When shopping with your child make sure to prepare a snack bag for them.

55. 55

    Step 55: Do not go grocery shopping on an empty stomach.

56. 56

    Step 56: Purchase a water filter.

57. 57

    Step 57: Buying seafood at a local fish market may be cheaper than purchasing at the grocery store.

58. 58

    Step 58: Reuse shopping bags for garbage

59. 59

    Step 59: instead of purchasing bags.

60. 60

    Step 60: Eat like a vegetarian at least once a week.

61. 61

    Step 61: Wash & reuse those resealed bags (example Ziploc).

Detailed Guide

About the Author