How to Avoid Fake Check Scams

Step-by-Step Guide

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   Step 1: Understand that there is typically no legitimate reason why a person would need you to cash a check or a money order for them and provide money in return.

   If you discover that this request is being made, you should avoid cashing the check until you research it at length to ensure that it is above board.
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   Step 2: Be aware that there are certain catch phrases associated with fake business opportunities and other businesses that attempt to conduct these types of scams.

   Examples include business related offers from overseas, rental schemes, businesses that promote work at home opportunities, businesses that promise "get rich quick" opportunities, foreign lotteries, companies that claim you are due an overpayment that you are unfamiliar with, and even money offered from accounts of the deceased.
   
   If you receive any of these types of offers out of the blue, it is likely that you are being targeted by a scam, so the best advice is to ignore these types of solicitations. , This is typically much safer than using a check because of the fact that so many personal details are listed on a check. , If you have truly received a gift that is free, you will receive that gift with absolutely no stipulations. , First, it is probably related to a fake check scam.
   
   Second, it is illegal to participate in foreign based lotteries.
   
   Third, most of these lotteries are truly scams that are intended to deprive you of your hard earned money. ,, This is especially true if they have sent you a money order or check and have asked that you return a portion of the funds.
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   Step 3: Elect to pay by credit card instead of check for any purchases you make.

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   Step 4: If someone contacts you by phone

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   Step 5: or by standard mail and informs you that you have won a prize that is "free"

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   Step 6: but requests a payment from you

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   Step 7: you should avoid the temptation to take immediate action.

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   Step 8: If you receive notifications to participate in a lottery from a foreign country

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   Step 9: you should completely avoid it.

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    Step 10: If you are an individual that specializes in selling merchandise

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    Step 11: it is important to ensure that you never accept more money than is necessary for the items that you are selling

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    Step 12: regardless of the reason or request to the contrary.

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    Step 13: Always seek to avoid wiring money to individuals you are not familiar with.

Detailed Guide

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