How to Protect Your Identity

Step-by-Step Guide

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   Step 1: Sign up for only a few credit cards so that it is easy to monitor them

   Make sure you actually close out the account.
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   Step 2: and never just destroy a card you don't plan on using again.

   Such sites will post Trust-e symbol on their pages.
   
   All secure sites have URLs that begin with "and have a privacy policy.
   
   Additionally, you may want to reserve one particular credit card for online purchases so that you don't put more than one card at risk. , This includes verified bank statements, bills, receipts, and pre-approval credit offers. , Staying abreast of your spending will allow you to spot and stop personal information fraud sooner than later. , Make sure all the information is yours, and if you do find something suspicious, get it cleared up immediately. , Thieves have been known to check mail boxes indicating a pick-up request in search for credit and banking information such as payments and checks. , You don't want your personal information going to your old address and possibly the wrong hands. , If you are suspicious about why it is requested, don't be afraid to question it, and if you don't feel comfortable revealing certain information, don't. , If someone calls in, get their information and then call your bank back through your usual method or phone contact in order to verify that the request was legitimate.
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   Step 3: Make sure that all online purchases are made through a reputable site that is safe and secure if you want to protect your personal finances.

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   Step 4: Purchase a shredder and make sure that you destroy everything you want to trash that has your personal finance information on it.

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   Step 5: Make a habit of verifying your bank statements with your receipts before shredding the receipts.

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   Step 6: Obtain a credit report annually so that you can check for discrepancies.

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   Step 7: Mail all bills directly at the post office or post office box

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   Step 8: rather than leaving it in your mailbox.

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   Step 9: Update any changes of address immediately if you move

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    Step 10: including all the credit card companies you use.

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    Step 11: Secure your personal information by guarding your Social Security card and number

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    Step 12: and disclosing it only when it is essential.

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    Step 13: Never release your Social Security

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    Step 14: credit card

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    Step 15: or bank account numbers over the phone

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    Step 16: unless with a bank that you have contacted.

Detailed Guide

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