How to Deposit Checks With the Bank of America iPhone App

Step-by-Step Guide

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   Step 1: Download

   If this is the first time, you'll need to tell them (via the verification button) that you acknowledge that you would like to use this service. ,,, Make sure to provide plenty light.
   
   A blurry picture at this point will require you to rescan the check.
   
   If the users iPhone has a flash on the front built into the device, give it some light and the device will build in more light via the flash if needed. ,,, Hold your iPhone camera over top of this side of the check , Select the account you'd like to deposit the check to. , This is a verification box, as the phone isn't able to discern the ICR (Intelligent Character Recognition) image from the check just yet. , Make sure to end the amount with your cents portion (even if the check is for an even-dollar amount), you'll need to enter 00 for this portion. ,, Tap the "Continue" button when you are finished. ,, Tap the Done button, once you have written down your Confirmation number.
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   Step 2: install and open the Bank of America app from the Apple AppStore (or update the app to the update past August 7

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   Step 3: 2012).If running this app on Android smartphone

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   Step 4: update your app there too to the updated version taking place on August 16

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   Step 5: 2012).

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   Step 6: Login to your Bank of America account

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   Step 7: using your online account credentials.

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   Step 8: Tap the Deposit button in the top right corner of the screen.

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   Step 9: Tap the "Front of Check" button.

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    Step 10: Hold the iPhone directly over top of the check so that the entire check fits into the display

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    Step 11: and so that it is completely still.

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    Step 12: Scan the front of the check

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    Step 13: using the phone's camera.

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    Step 14: Endorse the check's back with "For Deposit" or "For Deposit Only" (both will work

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    Step 15: though the app says that For Deposit Only is the one it wants to see).

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    Step 16: Tap the "Back of Check" button.

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    Step 17: Flip this document 180 degrees upwards and rescan this side of the check

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    Step 18: so the portion you signed with "For Deposit Only" appears on the left side of the image and the "Original Document" watermark appears upside-down in the image.Use the example image to ensure your image scan will be accepted.

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    Step 19: Tap the "Deposit To" box.

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    Step 20: Tap the "Amount" box.

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    Step 21: Type the amount from the box into the box starting with the dollar amount.

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    Step 22: Tap the "Done" button.

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    Step 23: Verify the deposited amount and accounts to ensure correctness.

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    Step 24: Tap the "Make Deposit" button from the top-right corner.

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    Step 25: Write down your confirmation number from your screen (optional).

Detailed Guide

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