How to Get a Cell Phone Plan Without a Credit Check
Choose a main account holder., Compare providers., Sign up for your chosen plan.
Step-by-Step Guide
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Step 1: Choose a main account holder.
You can join someone else’s plan in two ways: by using a family plan or signing up as an authorized user.
Fortunately, only the main account holder needs to pass a credit check, so your credit score won’t matter.Choose someone with strong credit to open the account.
You can check your credit score by using a free service such as Credit.com.
You can also buy your FICO score from myfico.com. -
Step 2: Compare providers.
Many cell phone companies provide family plans, including T-Mobile, Sprint, AT&T, Verizon, Cricket, and others.
Some carriers also let a primary account holder add an “authorized user.”Consider the following as you look at plans:
The number of lines.
Some plans let you add up to 10 lines.
Amount of data per line.
Some carriers offer unlimited data.
You’ll pay more, but often not much more than other plans.Monthly price.
Prices vary from $60 to $180 a month. , The main account holder should contact the carrier to apply for a family plan.
They can also add you as an authorized user if you decide to go that route.
They should sign up at the carrier’s website.
Look for a link to “family plans” at the website. -
Step 3: Sign up for your chosen plan.
Detailed Guide
You can join someone else’s plan in two ways: by using a family plan or signing up as an authorized user.
Fortunately, only the main account holder needs to pass a credit check, so your credit score won’t matter.Choose someone with strong credit to open the account.
You can check your credit score by using a free service such as Credit.com.
You can also buy your FICO score from myfico.com.
Many cell phone companies provide family plans, including T-Mobile, Sprint, AT&T, Verizon, Cricket, and others.
Some carriers also let a primary account holder add an “authorized user.”Consider the following as you look at plans:
The number of lines.
Some plans let you add up to 10 lines.
Amount of data per line.
Some carriers offer unlimited data.
You’ll pay more, but often not much more than other plans.Monthly price.
Prices vary from $60 to $180 a month. , The main account holder should contact the carrier to apply for a family plan.
They can also add you as an authorized user if you decide to go that route.
They should sign up at the carrier’s website.
Look for a link to “family plans” at the website.
About the Author
Kathryn Harris
Writer and educator with a focus on practical cooking knowledge.
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